Whole life insurance is a type of permanent life insurance coverage designed to provide protection for your family by locking in benefits that can help pay for end-of-life expenses, as well as cash value that can be accessed in an emergency.
8 Reasons to Consider Whole Life Insurance.
Whole Life Insurance
Policy issue ages 20-85
Benefit amounts from $5,000 to $100,000.
- No medial exams.
- Few brief health related questions.
- Protects high-risk customers.
- Accrues cash value and policy loans available
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Whole life InsuranceFrequently Asked Questions
As these policies fall under the non-medical category, you won't be required to undergo a medical exam for approval. Instead, your eligibility and rate are determined by accessing your medical records through the MIB (Medical Information Bureau) database.
Nope! We do not run any credit checks what so ever. Some insurance companies run a soft check on insurance when applying for insurance but even in those cases your credit score isn’t affected.